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Category: Mortgage Fort Walton Beach

At Fidelity Home Group, we are Fort Walton Beach mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Fort Walton Beach is a small city in the Florida Panhandle. It’s known for fine white-sand beaches on adjacent Okaloosa Island. The island’s Gulfarium Marine Adventure Park is home to dolphins, penguins and alligators. The Indian Temple Mound Museum includes the prehistoric Temple Mound and Native American artifacts. Northeast, the Air Force Armament Museum displays artifacts and aircraft from WWI to the present.

2026 Housing Market Outlook

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Forecasts, Fort Walton Beach Mortgage, Home Prices, Mortgage Fort Walton Beach, Mortgage Rates.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):What’s behind the change? Two key factors: mortgage rates and home...

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Why More Buyers Are Turning to New Construction This Year

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Affordability, Buying Tips, For Buyers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, New Construction.

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just hit their highest level in over two years (see graph below):Why Builders Are Throwing in PerksThere are more newly built homes for sale right now than there have been in years. And as a buyer, that can help you in two big ways. It gives you more options to choose...

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Don’t Let Unrealistic Pricing Cost You Your Move

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, Selling Tips.

These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place.The Real Pitfall of OverpricingMany homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem is, that was a different...

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Why Home Prices Aren’t Actually Flat

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Fort Walton Beach Mortgage, Home Prices, Mortgage Fort Walton Beach.

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.In most places, prices aren’t flat at all.What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and unsustainable climb in 2020-2022, how much they’ve changed is going to be different everywhere.If you look at data from ResiClub and Zillow for the 50 largest metros, this becomes very clear. The real story is split right down the...

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Why Experts Say Mortgage Rates Should Ease Over the Next Year

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Affordability, Economy, First-Time Buyers, For Buyers, For Sellers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, Mortgage Rates.

You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go?Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here’s why.The Link Between Mortgage Rates and the 10-Year Treasury YieldFor over 50 years, the 30-year fixed mortgage rate has closely followed the movement of the 10-year treasury yield, which is a widely watched benchmark for long-term interest rates (see graph below):When the treasury yield climbs, mortgage rates tend...

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