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Tag: #fortwaltonbeachcondotelmortgage

It’s Getting More Affordable To Buy a Home

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Affordability, First-Time Buyers, For Buyers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach.

There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.Buying a home is getting more affordable.Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a home, but with how tough the market’s been, the improvement we’re seeing matters.Affordability Is Finally Moving in the Right DirectionOne of the best ways to see this shift is by looking at how much of a household’s income it takes to buy a home.According to Zillow, housing...

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Home Insurance Costs Are Rising: What Buyers Should Plan For

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Buying Tips, First-Time Buyers, For Buyers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach.

Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it:Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, it helps pay for repairs and possibly even a full rebuild, if that’s deemed necessary.Protects Your Belongings: It can also cover personal items like furniture, electronics, jewelry, and clothing if they’re stolen or damaged.Provides Liability Coverage: And, if someone gets injured on your property, your policy...

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Why So Many Homeowners Are Downsizing Right Now

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Downsize, Equity, For Sellers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, Senior Market.

For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real.According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do the same in 2027.If you’re considering retiring soon too, here’s what you should be thinking about.Why Downsize? Now’s the perfect time to reflect on what you want your life to look like in retirement. Because even though your finances will be...

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