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Tag: #mortgagefortwaltonbeach

Is January the Best Time To Buy a Home?

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Affordability, Buying Tips, For Buyers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach.

You may not want to put your homebuying plans into hibernation mode this winter. While a lot of people assume spring is the ideal time to buy a house, new data shows January may actually be the best time of year for budget-conscious buyers. Kind of surprising, right? Here’s why January deserves a serious look.1. Prices Tend To Be Lower This Time of YearLending Tree says January is the least expensive month to buy a home. And there’s something to that. January has historically offered one of the lowest price-per-square-foot points of the entire year. But the spring? That’s when demand (and...

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Is Buyer Demand Picking Back Up? What Sellers Should Know.

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in For Sellers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, Selling Tips.

The housing market hasn’t felt this energized in a long time – and the numbers backing that up are hard to ignore. Mortgage rates have eased almost a full percentage point this year, and that shift is starting to wake up buyers.Home loan applications have risen. Activity has picked up. And sellers who step in early could benefit from the momentum long before the competition catches on.Let’s take a look at what’s happening behind the scenes and how you can take advantage of it.When Rates Come Down, Buyer Activity Goes UpIn today’s market, buyer demand is closely tied to what happens with...

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How To Stretch Your Options, Not Your Budget

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Affordability, First-Time Buyers, For Buyers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach.

One of the biggest homebuying advantages you can give yourself today is surprisingly simple: a flexible wish list.Think of it like this. Your wish list and your budget are the guardrails of your search. And when your budget needs to hold firm, there’s another lever you can pull. That’s seeing if you truly need all of your desired features. Because the truth is, a small compromise could be the difference between feeling stuck and getting the keys to your next home.The data shows more buyers are using that strategy to offset affordability hurdles in today’s market. A recent study from...

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Your Equity Could Change Everything About Your Next Move

Written by Fort Walton Beach Mortgage Syndicated User on . Posted in Equity, For Sellers, Fort Walton Beach Mortgage, Mortgage Fort Walton Beach, Move-Up.

A lot of people are asking the same thing right now: “Is it even a good time to sell?” And the truth may come as a bit of a surprise…For many homeowners, the answer is a strong yes.Why? Because of one major factor working in your favor: your equity. Odds are, if you’ve lived in your home for a while, you know you have significant equity. But how much are we really talking about? The number might just change everything about your next move.The Hidden Wealth of HomeownershipHere’s how it works. When you own a home, you build up something called equity.Each time you make a mortgage...

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